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How Do I Qualify
Our aim is to find you the best loan for your set of circumstances and to make it 02 Eazy for you.
Yes - you have proof of income and are chasing the best loan for your set of circumstances. In this case there are a few key questions we need to ask you:
Have you had any "bad credit" or credit issues in the past? If so we need to explore if you have any references to this on your credit report. Knowing this information upfront helps us to make a decision of which lender would best suit your situation.
What is your disposable income? If high, then you may potentially be better off with a line of credit or 100% offset loan.
What are you feelings about potential rate increases? If you don't like taking on risk a fixed rate may be the best option for you.
Do you have any personal preference for a particular bank or lender?
How much do you need to borrow? Maximum and minimum lending requirements can play a large role in determining the best lender and product to meet your needs, as these limits can vary significant between lenders.
