Home Loan Interest Rates

Basic standard variable rates

Features: Low-rate, low-feature, low-flexibility loans whose rates change regularly.

Standard variable rates

Features: Extra features than a basic home loan, for a slightly higher rate.

Variable rates with one-year honeymoon period

Features: With honeymoon loans you get a lower variable interest rate for the first year.

Standard one-year fixed rates

Features: The rate is set for a specific period - with these loans, one year.

Standard two-year fixed rates

Features: The rate is set for a specific period - with these loans, two years.

Standard three-year fixed rates

Features: The rate is set for a specific period - with these loans, three years.

Standard five-year fixed rates

Features: The rate is set for a specific period - with these loans, five years.

Home equity loan rates (revolving line of credit)

For good money manager's a home equity loan has many advantages.

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