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FAQs
How do I apply for a loan?
All you need to do is call us on 1300 554 305 and we can discuss your situation over the telephone or arrange a time to meet. Our hours are completely flexible and we’re more than happy to come to you. Best of all, the consultation with us is FREE.
How long does it take to get a loan approved?
This can vary due to the loan amount required and the info needed to get the loan approved. In most cases it only takes 24hrs once all documentation has been submitted.
What if I have a black mark against my credit rating?
Just because you are listed with the CRA (Credit Reporting Agency) does not mean you cannot get your loan. We’ve been faced with many tricky situations and triumphed. Call us and we’ll do our best to get your loan approved.
What documentation do I need to provide?
In order for our team to lodge your loan application we require details of your financial situation. The following is required with your completed and signed application form:
Income
- Current pay slip + last two group certificates
- If self employed, last two years personal and business tax returns and assessments
Savings
- Bank Statements showing six months saving history
- If you have received a cash gift, a warranty from the provider
Other
- Copies of the front page of the purchase contract
- Investment - lease, rent appraisal or evidence of receipt of income
- Re-financing - past 12 months statements for existing loan(s), copies of rate notices
- Building - provide a copy of the plan, specifications and builder's fixed proce tender
- Application Fee - credit card details or cheque made payable to Eazy Finance.